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Local. Experienced. Trusted.

I'm Vincent, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #1170729
714-402-9393
vgerace1@gmail.com

Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.
About Me
Vincent joined the Real Estate industry in 1975 mainly to help clients realize their dream of home ownership. Over the years he closed hundreds of home transactions and later acquired the additional certifications necessary to become a mortgage loan consultant. He helped and still enables clients to improve their financial wealth and quality of life by providing loan programs to make a home purchase, lower their mortgage payments or to pay off their mortgages altogether.
His passion and commitment to the mortgage industry has grown from the positive impact his solutions have provided to the lives of his clients and their families. As a C2, mortgage loan consultant and reverse mortgage specialist, he enjoys helping homeowners improve their financial positions or to enjoy their senior years by providing prudent, flexible and liquid access to what is often their largest asset: their home equity.
Vincent majored in business management & administration and graduated magna cum laude at the University of Redlands. He works for C2 Financial Corporation, the largest mortgage broker in the nation. He is registered with the Nationwide Mortgage Licensing System (NMLS) and has active memberships with The National Association of Realtors, California Association of Realtors, and California Desert Association of Realtors (CDAR). He served as The Grand Knight of Centennial Council 7985 of the Knights of Columbus and was their Treasurer for the subsequent 3 years. He enjoys playing golf, racquet ball, and pickleball and is a volunteer with the “Read with Me” program (to help children learn to read), in Indo, CA. Vincent is on standby and ready to help you today.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.
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Vincent Gerace
Senior Loan Officer
Phone: 714-402-9393
vgerace1@gmail.com
Mailing Address:
12230 El Camino Real, Ste 100, San Diego, CA 92130
C2 NMLS #135622 | C2 CA DRE #01821025 | NMLS #1170729 | CA DRE #00517744
C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov