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Local. Experienced. Trusted.

I'm Sylvia, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #633013
760-429-4470 | 904-792-0085
sylvia@sylviasanders.com

Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.
About Me
With 19 years of experience as a mortgage loan officer and a decade of teaching experience, I bring a unique blend of education and financial expertise to the table. My background in education has equipped me to guide individuals through the often complex and overwhelming process of homeownership with patience, clarity, and a focus on understanding your needs. I don’t just issue preapprovals—I provide a full loan consultation, empowering you with the knowledge and options necessary to make confident, informed decisions for you and your family.

As a licensed mortgage broker in multiple states, I specialize in working with military families, first-time homebuyers, and self-employed borrowers, offering tailored solutions to meet your specific circumstances. I’ve been nationally recognized for my work, ranking in the top 1% of loan originators in the Scotsman Guide and earning a spot in the top 250 Latino Mortgage Loan Originators by NAHREP. My dedication to customer service is also reflected in my seven consecutive 5 Star Professional awards from San Diego Magazine.

In early 2022, I made the strategic move from working with direct lenders to joining C2 Financial as a mortgage broker. This transition has significantly enhanced my ability to serve my clients by giving me access to over 100 banks. With this expanded network, I can offer a wider variety of loan programs and consistently secure competitive rates, ensuring you have the best options available to meet your unique financial goals.

At the core of my business is a simple philosophy: treat others as I would want to be treated. This principle drives my commitment to honesty, integrity, and education. My goal is to be more than just your loan officer—I strive to be a lifelong resource, providing support and guidance even after the loan process is complete. Helping you make the best financial decisions is my passion, and I look forward to making "home" happen for you.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.
Conventional
Loans
FHA
Loans
VA
Loans
High
Balance
Self
Employed
And
More!

What People Are Saying

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Sylvia Sanders
Mortgage Broker | Advisor
Phone: 760-429-4470 | 904-792-0085
Fax: 866-719-1278
sylvia@sylviasanders.com
12230 El Camino Real, Ste 100
San Diego, CA 92130
C2 NMLS #135622 | C2 CA DRE #01821025 | C2 AZ #919209 | C2 FL #MBR3519 | C2 ID #MBL-9475 | C2 TX #135622 | C2 WA #MB-135622 | NMLS #633013 | CA DRE #02094109 | AZ #0948482 | FL #LO53921 | ID #MLO-2080633013 | TX #633013 | WA #MLO-633013
C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov