I love what I do!

I'm Mitch, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #300298

(858) 603-1100
mitch@mitchpalmer.com

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Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.

About Me

After Graduating from Colorado State University with a BA in Economics, Mitch enjoyed a career in the National Football League as a Linebacker/Long Snapper. He played for the Tampa Bay Buccaneers 1998-1999 and the Minnesota Vikings 2000. Football ended with a major knee injury. The transition into the Real Estate and Mortgage industry was an easy one for Mitch.
The Palmer Family has been involved in the San Diego Real Estate and Mortgage market for as long as he can remember. “It’s in my Blood”, says Mitch Palmer. Raised in the Real Estate and Mortgage Industry, his family has owned and operated companies for over 40 years in San Diego County. Mitch started working for the Family businesses at the age of 12 assisting all aspects of both Mortgage and Real Estate.
While still in the NFL, Mitch began his off-season employment as a Mortgage Advisor in 2000. Mitch has been a licensed Real Estate Professional in California since 2002.
Through these years of various team sports, Mitch learned the value of hard work, sacrifice, and dedication. These attributes are the foundation of his business principals. He chose a career as a Mortgage Advisor with the noble aspiration of helping his clients realize their dream of Home Ownership.
Quote from Mitch “I am in a business that I believe in and I believe in doing it right and with the utmost integrity”. His goal is to close his clients’ transactions at fair and competitive rates and always on time!
He’s a family man, married to his grade school sweetheart, Michelle in 2014. He now has 4 children and enjoys attending their sporting events. Mitch works more than full time to deliver the best real estate loans and service possible. His experience, knowledge and communication skills make every real estate transaction smoother and more successful. He partners with successful Realtors and specializes in purchases and refinances for their clients. Trust your real estate financing needs to a true professional, Mitch Palmer.
Mitch is a “gentle giant” with a warm smile and a no-nonsense approach, that is genuine and honest.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.

Conventional
Loans

FHA
Loans

Jumbo
Loans

VA
Loans

Reverse
Mortgages

And
More!

What People Are Saying

Heather Salvador I was recommended Mitch for Mortgage Advising from a friend when buying my first home. I was struggling with understanding the process of home buying and dealing with multiple mortgage officers who gave me incomplete and confusing information in my search for a mortgage. I contacted Mitch late in the process after speaking with multiple lenders, and he was a refreshing perspective where I did not feel as if I was being pushed into an important decision through fear tactics to get my business. He clearly broke down how the home buying process works, explained the financials involved and what any jargon actual means in laymen's terms such that I could make an informed decision on my terms and on my time. Within a day of speaking to Mitch, I had made the decision to hire Mitch as my mortgage advisor, and I was not disappointed. He was with me throughout the entire process and often called me to walk me through each ste

Terry H I must first say that if I could add bonus "stars" I would double my rating. Mitch and his team went above and beyond what should reasonably be expected from a mortgage broker. My purchase would not have happened had it not been for their consummate expertise and professionalism. My loan went through simply enough, Mitch made sure of that. However, when my real estate agent failed at every turn to perform their duties, Mitch stepped up and ensured the required work was performed, documents were received by escrow, and final numbers were correct. My only complaint is that Mitch did not receive the sales commission, which is an entirely outstanding complaint to have, "My mortgage broker deserved more for the work he did." I whole heartedly, confidently, and without reservation would recommend Mitch and his team. I will be returning to Mitch for any and all my mortgage needs. I look forward to the next opportunity to work wit

Jacob Allen Mitch is an amazing person to work with. He has wonderful insight. He knows the market. He is an expert in his field and he is there to help. He helped me secure my first home and I will continue to work with him for all of my future deals!

Let's Connect

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Consultation

Mitch Palmer
Mortgage Advisor
Phone: (858) 603-1100
Fax: (858) 435-1427
mitch@mitchpalmer.com

Branch Address:
16486 Bernardo Center Dr. Ste.228
San Diego, CA 92128

C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov