Committed. Trusted.

I'm Kara, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #1867819

Mobile: (972) 589 -5809
Kara@c2financial.com

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Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs. C2 Financial gets preferred pricing and service from its wholesale lenders. This translates into better rates and quicker closings for you. What makes the company great is its commitment to the borrower.

About Me

I take pride in educating my customers throughout the mortgage transaction, assisting them to fully understand their chosen loan program. Are you a seasoned owner, first-time home buyer or an investor looking for a loan for your investment property? You can trust me and my team with your home and property investment financing. My contact information is located on this page. Start your home financing journey today with me, call me to assist you with any questions you may have on loan programs. As your trusted C2 Financial loan officer, I am available to you from application to closing and after.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.

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What People Are Saying

Brookshire, TX. Kara is the epitome of tolerance, professionalism, patience and hardworking. These are some of the attributes by which I will describe her. She assisted my family and I with our home refinancing. She was super helpful and walked us through the entire process. Purchase and refinancing require a colossal amount of information from the underwriters and loan processor, which can be overwhelming at times, but with Kara on our side as our loan officer, she made the process seamless. She listened well and was extremely understanding. We were able to close within 30 days. I highly recommend her for all your real estate purchase and refinancing needs. Thank you, Kara. You have earned our sincerest appreciation and respect. Looking forward to closing our next million dollar home purchasing deal with you. LOL. Cheers

Wylie, TX. Working with Kara was an amazing experience. She takes care of all the situations appropriate for her clients. She responds very quickly, even if she is busy. I worked with her for my home mortgage refinancing, and she made sure I get the best refinancing rate to lower my monthly payment. Thank you, Kara, for all the hard work. I wish her all the best.

Arlington, TX. Kara is the hardest working loan officer I’ve ever met. As a small business owner, I can tell you that a loan officer dedication is usually what determines whether a loan gets approved or not. When Kara works on a deal, she is dedicated to getting it done, and she’s not afraid of asking most of her team, in order to get there. I can’t promise Kara can part the sea, but she’ll rent a canoe to get you across safely.

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Kar Wai Lam ( KARA)
Mortgage Loan Originator
Phone: Mobile: (972) 589 -5809
Kara@c2financial.com

12230 El Camino Real, Ste 100
San Diego, CA 92130

C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov