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Local. Experienced. Trusted.

I'm Clay, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #330319
772-584-2260
Clay@CollinsHomeMortgage.com

Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.
About Me
Clay Collins has been a resident of Vero Beach, Florida since July of 1973 when his family moved from Glenview, Illinois. He graduated from Vero Beach High School in 1976, the University of Florida with a B.S.B.A in 1980, and the Roy E. Crummer School of Graduate School of Business at Rollins College with an M.B.A. in 1983. Upon returning to Vero Beach with his wife Jenae, a Vero Beach native, he went into the field of banking. He found that he enjoyed the residential mortgage lending side of banking and decided to concentrate in that area. He now has over 41 years in banking/lending with over 35 years of those years in residential mortgage lending. First-time homebuyers to experienced real estate buyers can benefit from his extensive knowledge of mortgage lending in the State of Florida. His mission is to provide "concierge" level service to every borrower. As an independent contractor with C2 Financial he has the ability to shop from approximately 70 lenders across the nation to find the best interest rates, lender's fees, or to find the loan program that fits the individual borrower. Indian River County (which consists of Vero Beach, Sebastian, Indian River Shores, Orchid, Fellsmere, and Wabasso) is his main market. However, he is licensed to provide mortgage financing throughout the State of Florida and has consistently done so during his career.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.
Conventional
Loans
FHA
Loans
Jumbo
Loans
VA
Loans
Reverse
Mortgages
And
More!

Let's Connect

Schedule a
Consultation
John Clayton Collins
Branch Manager/Residential Mortgage Loan Originator
Phone: 772-584-2260
Clay@CollinsHomeMortgage.com
Branch Address:
1054 20th Place
Vero Beach, FL 32960
C2 NMLS #135622 | C2 FL #MBR3519 | NMLS #330319 | FL #LO31896
C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov