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Experienced. Options. Trusted.

I'm Cynthia, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #244703
925-989-5302
cdarnell@c2financial.com

Why C2 Financial?

As a top mortgage broker in the nation, and in business for over 30 years, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. C2 enables us to provide our clients with the perfect combination of solution-oriented financing options at the sharpest price.
About Me
Born and raised on a farm in the Midwest, Cynthia moved to California after graduating from the University of Minnesota. She and her husband of 40 years have two children and four grandchildren. They have enjoyed getting to know California by living in all major regions including the Bay area, Central valley, Orange County and San Diego. Cynthia enjoys hiking, biking, Farmer’s Markets and visiting many favorite sites along the California coast.

My Personal Philosophy
Cynthia Darnell is your premiere Mortgage Advisor. She prides herself on offering competitive rates and outstanding service. She makes the loan process simple and straightforward even in the most complex loan scenarios. As a home loan Advisor for 21 years, Cynthia takes pride in being dependable and accessible to her clients.

Whether you are purchasing your first home, looking to refinance an existing mortgage, or looking to buy up, buy down or right-size your home she is here to help you find the ideal financing solution. Additionally Cynthia is a C2 Retirement Mortgage Specialist and you can learn more details about this on her mortgage retirement web page at: Cynthiadarnell.com

Working for C2 Financial Corporation gives Cynthia access to over 100 wholesale lenders across the country which means excellent rates and programs for her borrowers. Cynthia proudly serves homeowners in California and Washington. Let her show you how the mortgage broker world is better!


There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.
Conventional
Loans
FHA
Loans
Jumbo
Loans
Reverse
Mortgages
Commercial
Loans
And
More!

Let's Connect

Schedule a
Consultation
Cynthia Darnell
Senior Mortgage Advisor and C2 Retirement Mortgage Specialist
Phone: 925-989-5302
cdarnell@c2financial.com
12230 El Camino Real, Ste 100
San Diego, CA 92130
C2 NMLS #135622 | C2 CA DRE #01821025 | C2 WA #MB-135622 | NMLS #244703 | CA DRE #01407526 | WA #MLO-244703
C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov