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951.233.0819 C2 Corporate Office: 12230 El Camino Real, Ste 100 San Diego, CA 92130 ppmg_rcoe@yahoo.com Fax #: 951.253.4755 |
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C2 NMLS #135622 |
C2 CA DRE #01821025 |
NMLS #254397
| CA DRE #1390222
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I began my career as a Loan Processor in 1989. During that time I was able to grow as an individual and moved on to becoming a Senior Loan Processor and Office Manager of a small loan company.
After doing some market research, I realized that by being a loan officer with a broker, I could offer a wider range of products and offer lower rates compared to the banks.
While I enjoyed being a Loan Processor I wanted to further my experience and education by becoming an Underwriter.
In 1999, I decided to make a change and become a Loan Officer. I soon realized that I had so much to offer as a Loan Officer from having the processing and underwriting background.
I could now shop amongst hundreds of different wholesale lenders for the most competitive rates for my clients plus give them the proper advise on the type of loans that fit their needs. And I chose to work with a broker who is one of the largest, and because of its size, is able to negotiate preferred pricing and service for its client.
With the large company I work for it also allowed me to do Real Estate. In 2004 I added to my titles and became a Real Estate Agent. This gave me the ability to give a full service to every person that crossed my path. I was so excited to be able to help with all buyer's needs.
I am now a well rounded Loan Processor, Loan Officer, and Realtor and love doing my job and helping people achieve their dreams of buying their new home.
It's quite simple. As one of the largest brokers in the nation, C2 Financial gets preferred pricing and service from its wholesale lenders. This translates into better rates and quicker closings for you.
But being a large company and closing a lot of loans on its own doesn't make the company great. What makes the company great is its commitment to the borrower to always do the right thing. We make a commitment and stick by it.
Additionally, we are very proud about the following industry achievements:
Our titles vary. We are mortgage consultants, loan originators, loan officers, Realtors and mortgage brokers. What does not vary is that every day, borrowers like you entrust us with one of the most important financial decisions of your life, that if not executed properly can have long-lasting repercussions as was witnessed in 2008 during the mortgage meltdown.
We know that despite our best efforts and the government's best efforts to regulate the mortgage industry, our borrowers are too busy to review every last line of every single document . Our borrowers trust us as their mortgage adviser and that what they are signing is in their best interest. We do not take that responsibility lightly.
We do what is in the best interest for you, our client, not what is best for our pocketbook as some other brokers before us have done. We know by doing this, we not only are doing what is morally and ethically right, but we know this belief system will result in our borrowers referring us additional clients, the underpinnings of a long term relationship.
I am a Loan Officer and real estate professional with 33+ years industry background, creating the ultimate Loan officer and Realtor you are looking for in this competitive market. I have built my business mostly on referrals from family, friends, and business associates. In any market I will be the one that will always be there for you. I give full emotional support to my client, which is often times needed while choosing the right home for you and your family. I want to be there for you before, during, and AFTER you buy your dream home. I specialize in first time home buyers. I feel strongly that every first time home buyer should be guided and informed every step of the way in their purchasing process, so that you are comfortable with your decisions. I offer outstanding service and maintain core values of integrity, honesty, and customer service.
