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Local. Experienced. Trusted.

I'm Carol, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #763367
(208) 412-6228
cjunge@c2financial.com

Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.
About Me
I promise to treat my Clients like family while providing financing for the American Dream. The experience will be smooth, easy and at times fun! I will do this with unequaled passion.

Now, entering my 25nd year in the industry, I have managed to learn a few things along the way: Trust must be earned. Keep clients informed. If you pay attention to the "little things", the "big things" turn out fine. And most importantly-KNOW WHAT YOU'RE TALKING ABOUT!

Not surprisingly, I bring these same principles to my mortgage clients. I answer the phone or call back promptly. Yes, it seems so trivial...but how often do we find others "just letting it go to voice mail"? Taking the personal responsibility to deliver effective, professional communication to all parties as needed is one of my strengths. There is no substitute for experience, expertise, and attention to detail in a business that is built on details. I like it best when I can bring all that to a customer in a "personalized" approach-addressing one's unique and specific needs in the borrowing process. That's when it's really fun!

Interestingly, many of the people I have helped with a loan have become good friends long after their loan has closed. Staying in touch, taking a personal interest, and going the "extra mile" engenders a trust that makes it easy for former clients to refer me to others who are seeking the help of a mortgage professional. That's our focus at C2 Financial, Corporation. I am currently licensed in Idaho, California, Alabama, Arizona, Florida, Michigan, Washington, Oregon.

Equally important to me is my family. My husband Jim, my 5 children and their families, my husband's 2 children and their families, with our combined 12 grandchildren, keep us very active and busy. We love to travel, the outdoors, and anything near water.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.
Conventional
Loans
FHA
Loans
Jumbo
Loans
USDA
Loans
VA
Loans
And
More!

Let's Connect

Schedule a
Consultation
Carol Schultz Junge
Senior Mortgage Consultant/ Certified Retirement Mtg Specialist
Phone: (208) 412-6228
cjunge@c2financial.com
12230 El Camino Real, Ste 100
San Diego, CA 92130
C2 NMLS #135622 | C2 CA DRE #01821025 | C2 AL #23303 | C2 AZ #919209 | C2 FL #MBR3519/MLD2635 | C2 ID #MBL-9475 | C2 OR #ML-4917 | C2 WA #MB-135622 | NMLS #763367 | CA DRE #1331781 | AL #763367 | AZ #LO-1025629 | FL #LO93972 | ID #MLO-22202 | OR #763367 | WA #MLO-763367
C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov