Rick Frandsen may be a new face at C2 Financial Corp but he has worked in the mortgage industry for nearly 26 years, originating loans for over 19 years as a loan officer at Englewood Mortgage (now First Western Trust Bank).

“I decided to join C2 Financial Corp because they have an incredible reputation in the mortgage industry and I felt that my clients deserved more. They have been recognized as a top mortgage company to work for and to work with. In today's climate, it's important to have access to competitive rates and dependable processing times. I always want the best for my clients and C2 Financial Corp delivers every time!”

More importantly, working for C2 Financial Corp is reminiscent of what influenced him to seek out the lending industry more than two decades ago. Rick worked at FedEx for nearly 4 years in various departments and loved the culture of being able to take care of the client first. “They really put the customer first, ‘people, service, product’ and it really resonated with me.  I wanted every customer to have a great experience.  When I had a less than perfect first time home buying experience, a light bulb went off and I knew I could do something great in this industry. Within my first year, I had earned a reputation as someone who could get the tough loans done.” 

Over the years I’ve had the pleasure of working with buyers over and over again.  It’s so important that people have such a great experience - it’s second or third to many people after marriage and kids and I do whatever is necessary."  

VA loans and 1st-time home buyers are at the top of his list of favorite financing options.  “It’s not just an investment for them, it’s a dream come true and I want them to experience the same thrill I had when I closed my first home loan.”

He’s done a lot of VA loans - “for every single vet I work really hard to keep the closing costs as low as possible.  I feel like I owe it to them to hit it out of the park because they have given up so much.  I think every veteran should have the right to own a house.  I want to give back to them. 

Jumbo loan clients have even more options than a conforming loan client.  They are more likely to look at something more creative and that’s a really big deal for me.  It can be just as tricky when you are talking about credit scores and reserves and it gives me an opportunity to provide a different kind of service.