I started my career in Real Estate after completing my degree from The Ohio State University in business communications/real estate in 1981. I've spent the last 20+ years in the lending industry. I have worked as a mortgage banker and a mortgage broker. As a mortgage broker, I've found that I can provide more options and better pricing for my clients. That's super important to me. Service. I am not a sales person. I'm an adviser. If it doesn't make sense to refinance for instance or if I know that someone else can better serve a particular need. I believe that what goes around, comes around, so I"ll direct them elsewhere. I love working together with my borrowers to solve their needs. From buying a first home to providing the cash someone needs for an important life event.